Last updated: August 2026

Welcome to ShivN Finz Solutions. These Terms & Conditions govern your use of our website, www.shivnfinzsolutions.com, and the information and services made available through it.

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please discontinue use of the website.

1. About Our Services

ShivN Finz Solutions provides information and assistance relating to financial and loan products, which may include:

• Term Loans

• Home Loans

• Loan Against Property

• Takeover and Top-up

• Business Loans

• Personal Loans

• Machinery Loans

• Equipment Loans

• Vehicle Loans

The information available on this website is intended to help visitors understand our services and submit enquiries regarding their financing requirements.

2. No Guarantee of Loan Approval

Submitting an enquiry through our website does not constitute a loan application approval, sanction, or guarantee of financing.

Loan availability, eligibility, loan amount, interest rate, repayment period, fees, documentation requirements, approval and other terms may depend on the policies and assessment criteria of the relevant bank, financial institution, NBFC, lender, or other financial-service provider.

ShivN Finz Solutions does not guarantee that an enquiry will result in approval or disbursement of a loan.

3. Information Provided on the Website

We make reasonable efforts to keep the information on our website accurate and up to date. However, financial products, interest rates, eligibility requirements, fees, lender policies and other terms may change from time to time.

Information displayed on the website should therefore not be considered a final offer, sanction, quotation, or commitment from a lender or financial institution.

Visitors should confirm applicable terms before making financial decisions.

4. User Responsibilities

When submitting an enquiry or communicating with us through the website, you agree to provide information that is accurate and complete to the best of your knowledge.

You should not:

• Provide false or misleading information

• Impersonate another person or organization

• Attempt to interfere with the operation or security of the website

• Use the website for fraudulent or unlawful purposes

• Upload or transmit harmful or malicious content

5. Personal Information

When you submit an enquiry, we may collect personal information including your name, email address, phone number, company details, position, loan preference and information included in your message.

The collection and handling of personal information through this website is described in our Privacy Policy.

By submitting information through the website, you acknowledge that we may use the information to review and respond to your enquiry in accordance with our Privacy Policy.

6. Third-Party Financial Institutions and Services

Depending on the nature of your enquiry, financial products or services may be provided by third-party banks, NBFCs, lenders, financial institutions, or other service providers.

Such third parties may have their own eligibility requirements, terms, fees, privacy policies and procedures.

ShivN Finz Solutions is not responsible for decisions made independently by third-party financial institutions, including decisions relating to approval, rejection, interest rates, loan amounts, documentation requirements or disbursement.

7. No Financial or Legal Advice

Information provided on this website is for general informational purposes and should not be considered personalized financial, investment, tax or legal advice.

Visitors should independently evaluate financial products and, where appropriate, seek professional advice before making significant financial decisions.

8. Intellectual Property

Unless otherwise stated, the text, branding, graphics, design and other original content available on this website belong to ShivN Finz Solutions or are used with appropriate permission.

Website content may not be copied, reproduced, republished or commercially used without prior permission, except where permitted by applicable law.

9. Third-Party Links

Our website may contain links to external websites or services.

These links may be provided for convenience or additional information. ShivN Finz Solutions does not control and is not responsible for the content, availability, security, privacy practices or terms of third-party websites.

10. Limitation of Liability

To the extent permitted by applicable law, ShivN Finz Solutions will not be responsible for losses or damages arising solely from reliance on general information displayed on this website or from the actions, decisions, products or services of independent third parties.

Nothing in these Terms & Conditions is intended to exclude or limit any responsibility that cannot legally be excluded or limited.

11. Website Availability

We may update, modify, suspend or discontinue any part of the website or its content at any time.

We do not guarantee that the website will always be available without interruptions, errors or technical issues.

12. Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes in our website, services, business practices or applicable requirements.

Any updated Terms & Conditions will be published on this page with a revised "Last updated" date.

13. Governing Law

These Terms & Conditions will be governed by and interpreted in accordance with the applicable laws of India.

Any disputes will be subject to the jurisdiction of the appropriate courts in India, subject to applicable law.

14. Contact Us

If you have questions regarding these Terms & Conditions, please contact:

ShivN Finz Solutions

Email:  shivnfinzsolutions@gmail.com
Phone: +91 9962644499

Website: www.shivnfinz.com